Our Focus

At Sterling Funding, we're focused on providing you with the working capital you need now to grow your business. Generally, traditional financial institution lenders are too cautious, too slow, and unable to understand the unique needs of small business owners who want to grow their businesses quickly. Traditional lenders also don't recognize a major asset that most small businesses have – the future streams of Visa, MasterCard and Discover card transactions.

Our Control

Unlike traditional financial institution lenders complex lending procedures and policies, Sterling Funding is in complete control of both the credit decision and the funding process. Sterling Funding also has a level of control not available to most funding companies – Sterling Funding's sister company, Sterling Payment Technologies is a major provider of card processing services. As a result, Sterling can establish processing links and automatic payment settings immediately. It is not a matter of having to negotiate arrangements with an un-related third party.

Our Speed and Flexibility

Traditional financial institution lenders commonly require complicated loan applications and then submit borrowers to grueling qualification procedures, with the end result that loan funding does not occur for several weeks – or the loan is denied.

In contrast, Sterling Funding typically provides approval within 24 hours after receiving complete information, and funds the vast majority of its receivables purchases within seven days or faster. This speed is possible primarily because Sterling Funding can work directly with Sterling Payment Technologies to set up processing controls for each account relationship.

Our Management
and Sales Team

Sterling Funding's management team includes people with years of experience in the card payments industry and the card receivables factoring industry. Thanks to this wealth of experience, Sterling Funding has structured its approval and set-up procedures to eliminate potential sources of delay and frustration. In addition, Sterling's focus on a lightning quick credit review has made it the envy of the industry.

Sterling Funding's independent sales team also includes a strong mix of professionals who have focused for years on the card services side of the industry and professionals who have long experience in the card receivables factoring side of the industry. Sterling Funding understands both its customers' processing needs and their business growth needs. That's what makes working with Sterling Funding an unparalleled experience of ease and simplicity. We know our business in depth and we provide our customers with all the advantages our experience can provide.